Terms of Service

1. Acceptance of Terms

By accessing or using the BrokerBridge platform and services ("Services") provided by Young Money Investments LLC ("BrokerBridge," "we," "our," or "us"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use our Services.

2. Description of Services

BrokerBridge provides trading-workflow software that can connect to supported third-party brokerage services, including Interactive Brokers. The platform organizes AI-assisted research and proposals, applies configured checks, and records decisions. Retail offers supervised proposals and bounded autonomous saved-Strategy operation after a customer grants a durable, revocable standing mandate. That mandate applies to one exact saved Strategy and its configured capital sleeve, risk limits, instruments, schedule, broker mode, and emergency controls; qualifying cycles may submit orders without another per-trade tap only while the mandate and every enforced runtime gate remain valid. LLM Arena Council Autopilot operates only in simulated accounts and cannot route orders to a broker. BrokerBridge does not provide brokerage services, investment advice, or act as a broker-dealer.

3. Eligibility

You must be at least 18 years old and have the legal capacity to enter into a binding agreement to use our Services. By using our Services, you represent and warrant that you meet these requirements and that you have valid brokerage accounts with the brokers you connect through our platform.

4. Account Registration

To access certain features, you may need to verify an email address and mobile number, receive a personal access code, and create an account. You must provide accurate information and may not use automated or deceptive means to obtain access. You are responsible for maintaining the confidentiality of your account credentials and access code and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use.

4A. Verification and Communications

By requesting access, you authorize BrokerBridge and its service providers to send transactional email and text messages needed to verify identity, deliver or recover access, protect account security, and provide service notices. Message and data rates may apply. Verification messages do not enroll you in marketing.

Available marketing email choices are separate and optional. If you opt in, messages may include BrokerBridge product education, Young Money Investments coaching, the Young Money Investments newsletter, or Marty bot research updates, according to the boxes you select. Marketing consent is not a condition of BrokerBridge access. You may unsubscribe through the link provided. Promotional text messaging is not part of this signup and would require separate express consent if offered later.

5. Risk Acknowledgment

By using BrokerBridge, you acknowledge and agree that:

• Trading securities, options, futures, and other financial instruments carries a high level of risk and may result in the loss of your entire investment.
• Past performance of any trading strategy, AI-generated analysis, or historical data does not guarantee or predict future results.
• Market conditions can change rapidly and without warning, and positions may suffer significant losses.
• You are solely responsible for choosing the available authority mode, evaluating the strategy and risks before authorizing it, and monitoring supervised activity, Retail Strategy standing-mandate activity, or SIM Council Autopilot activity.
• You should not trade with money you cannot afford to lose, including funds needed for essential living expenses, retirement, education, or emergency reserves.
• We strongly recommend using a paper trading (simulated) account for at least 30 days before live trading.

6. No Investment Advice

Nothing provided by BrokerBridge -- including AI-generated trade proposals, market analysis, risk assessments, or any other output -- constitutes investment advice, financial advice, tax advice, legal advice, or a recommendation, solicitation, or endorsement to buy, sell, or hold any securities or other financial instruments.

You decide whether and how the Services may interact with your brokerage account. That includes each supervised approval and any decision to create, activate, continue, pause, stop, revoke, disarm, flatten, or globally halt a Retail saved-Strategy mandate. A standing mandate is advance software authority inside the limits you set; it is not investment advice or a promise of performance. It is bound to one exact Strategy and its configured capital sleeve, risk limits, instruments, schedule, broker mode, and emergency controls, and it may act only while every runtime gate passes. LLM Arena Council Autopilot remains simulated and has no broker authority. You should consult with a qualified financial advisor, tax professional, or other appropriate professional before making investment decisions.

7. AI System Limitations

BrokerBridge uses artificial intelligence (AI) systems to generate trade analysis and proposals. You acknowledge and agree that:

• AI-generated analysis can be incorrect, incomplete, or misleading. AI systems are not infallible and may produce errors.
• AI trade proposals are NOT guaranteed to be accurate or profitable. No AI system can predict future market movements with certainty.
• The AI does not independently know personal facts you have not provided. Configured risk limits do not make model output personalized financial advice.
• AI models may have biases, limitations in training data, or failure modes that could produce unreliable output.
• AI-generated analysis is based on historical data and current market conditions, which may not reflect future conditions.
• Before approving a supervised proposal or activating and maintaining a Retail Strategy standing mandate, you must independently evaluate the relevant AI behavior, strategy scope, and risks. You remain responsible for monitoring the resulting activity.
• BrokerBridge is not responsible for any losses resulting from reliance on AI-generated analysis.

8. User Responsibility

You are solely and entirely responsible for:

• Choosing manual or supervised Retail authority, a Retail Strategy standing mandate, or SIM Council Autopilot, and understanding the consequences of that choice.
• Reviewing each supervised proposal before approval and, for a Retail Strategy standing mandate, understanding the exact saved Strategy, capital sleeve, symbols, schedule, broker mode, sizing, risk limits, expiration, Pause, stop, revoke, disarm, flatten, and global-halt controls before activation.
• Monitoring Council Autopilot and Retail Strategy standing-mandate activity and promptly pausing, stopping, or revoking authority when its behavior or market conditions no longer match your intent.
• Setting and maintaining appropriate risk parameters for your financial situation.
• Monitoring your open positions, account balance, and margin requirements.
• Understanding the financial instruments you trade and the markets in which you trade.
• Complying with all applicable laws, regulations, and tax obligations related to your trading activity.
• Maintaining adequate capital in your brokerage account to cover potential losses.
• Ensuring your use of BrokerBridge complies with your brokerage agreement and any applicable regulations.

9. Account Size Recommendation

BrokerBridge is designed for traders who understand the risks of securities trading and have appropriate risk capital allocated for this purpose. You should only connect BrokerBridge to brokerage accounts funded with capital you can afford to lose entirely. Do not trade with money needed for essential living expenses, debt payments, retirement savings, education funds, or emergency reserves. If you are unsure whether trading is appropriate for your financial situation, consult a qualified financial advisor before using BrokerBridge.

10. Acceptable Use and Software License

You agree not to:

• Use the Services for any unlawful purpose or in violation of any applicable regulations
• Attempt to gain unauthorized access to our systems or other users' accounts
• Interfere with or disrupt the integrity or performance of the Services
• Use the Services to engage in market manipulation or other prohibited trading practices

11. Intellectual Property

The BrokerBridge name, logo, documentation, website content, and any proprietary portions of the platform are the property of Young Money Investments LLC or its licensors and are protected by intellectual property laws. Open-source components, where applicable, are governed by the licenses identified in the relevant repositories — see our License page and GitHub. Your rights to use Software obtained through a subscription are governed by Section 10 above as well as any per-component license.

12. Third-Party Services

BrokerBridge integrates with third-party brokerages and services, including Interactive Brokers, model providers, identity services, payment processors, and optional managed-model infrastructure. Your use of those services is governed by their respective terms and conditions. We are not responsible for the availability, accuracy, or actions of third-party services.

13. Limitation of Liability

To the maximum extent permitted by law, BrokerBridge and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or trading losses, arising from your use of the Services. Our total liability for any claim arising from these Terms shall not exceed the amount you paid us in the twelve (12) months preceding the claim.

Without limiting the foregoing, BrokerBridge shall not be liable for:

• Any trading losses, regardless of whether such losses were foreseeable or whether BrokerBridge was advised of the possibility of such losses.
• Losses resulting from AI-generated analysis that is incorrect, incomplete, or misleading.
• Losses resulting from software errors, bugs, connectivity failures, or execution delays.
• Losses resulting from third-party service failures, including broker API outages or data feed interruptions.
• Losses resulting from unauthorized access to your account or credentials.
• Any action taken or not taken in reliance on information provided by the Services.

14. Indemnification

You agree to indemnify, defend, and hold harmless BrokerBridge and its affiliates from any claims, losses, liabilities, damages, costs, and expenses (including reasonable attorneys' fees) arising from your use of the Services, your violation of these Terms, or your violation of any rights of a third party.

15. Software Provided "As Is"

THE BROKERBRIDGE SOFTWARE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

BrokerBridge does not warrant that:

• The software will be uninterrupted, timely, secure, or error-free.
• The results obtained from using the software will be accurate or reliable.
• Any errors in the software will be corrected.
• The software will be compatible with all systems, brokers, or network configurations.
• AI-generated analysis will be accurate, complete, or profitable.
• Orders will be executed at the expected price, time, or quantity.

The software may contain bugs, experience connectivity issues, or fail to execute as expected. Internet connectivity, broker API availability, and system resources may affect software performance. You assume all risk associated with the use of BrokerBridge software.

16. Tax Obligations

BrokerBridge does not provide tax advice. You are solely responsible for understanding and meeting all tax obligations related to your securities trading activity, including but not limited to income taxes, capital gains taxes, and any applicable reporting requirements. Trading activity through BrokerBridge may create taxable events. Consult a qualified tax professional for guidance on the tax implications of your trading activity.

17. Service Availability

We strive to maintain high availability but do not guarantee uninterrupted access to our Services. We may modify, suspend, or discontinue any part of the Services at any time without notice. We are not liable for any downtime or service interruptions, including any trading losses that may result from service unavailability.

18. Privacy

Your use of the Services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.

19. Termination

We may terminate or suspend your access to the Services at any time, with or without cause, and with or without notice. Upon termination, your right to use the Services ceases immediately. Sections that by their nature should survive termination (including disclaimers, limitation of liability, and indemnification) shall survive.

20. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved in the courts of competent jurisdiction.

21. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page and updating the "Last updated" date. Your continued use of the Services after changes are posted constitutes acceptance of the revised Terms.

22. Contact Us

If you have questions about these Terms, please contact us at: